Skip to main content

Onwards to the future!

"And remember my friends, future events such as these will affect you...in the future!" - The Amazing Criswell.

There isn't much we can say yet about 2009. The year is too new, and the memory of last year's financial calamities are still fresh in our minds.

Will the new year bring forth an extension of the trends that unfolded during 2008? How will the current US recession affect the struggling middle class and the younger generations who have never really experienced "hard times" on a national scale? Will global stock markets surprise everyone and rally?

These are just some of the questions floating around in my mind (and in the minds of many others, I'm sure).

Yet at the same time, I wonder if we can really begin to answer any of these questions with any level of certainty. I also wonder: "does it really matter"? Which is a strange thing to think about, especially if you're like me and you happen to write a blog about current and future financial trends!

Still, I'm confronted by the fact that we in the blogosphere are already poring over last year's (worst) financial preditictions, and in many cases, having a cynical laugh over them.

Kind of reminds you of the folly of prediction and forecasting. As my blogging friend Kent, The Financial Philosopher, likes to remind us: "The worst prediction is any prediction made in the first place".



And yet the prediction-making ritual remains with us. For as Criswell eloquently points out in the clip above, "we are all interested in the future, for that is where you and I will spend the rest of our lives."

I believe that there is value in forecasting, just as there is great value to be found in a careful review of the past. However, as with the study of history, you may need to be careful about vetting your sources. When following a favorite analyst or commentator, try to remind yourself (or keep a record) of their hits and misses. It tends to keep both parties honest!

Back to the subject of 2009. No matter what the year holds in store for us, I resolve to keep an eye on the positive outcomes that we, as individuals, may bring about for ourselves and the people around us.

I hope, as readers and active commenters of this blog, you'll do your best to keep me honest and focused on these tasks.

Popular posts from this blog

Clean Money - John Rubino: Book review

Clean Money by John Rubino 274 pages. Hoboken, New Jersey John Wiley & Sons. 2009. 1st Edition. The bouyant stock market environment of the past several years is gone, and the financial wreckage of 2008 is still sharp in our minds as a new year starts to unfold. Given the recent across-the-board-declines in global stock markets (and most asset classes) that have left many investors shell-shocked, you might wonder if there is any good reason to consider the merits of a hot new investment theme, such as clean energy. However, we shouldn't be too hasty to write off all future stock investments. After all, the market declines of 2008 may continue into 2009, but they may also leave interesting investment opportunities in their wake. Which brings us to the subject of this review. John Rubino, author and editor of GreenStockInvesting.com , recently released a new book on renewable energy and clean-tech investing entitled, Clean Money: Picking Winners in the Green Tech Boom . In Clean ...

Slate profiles Victor Niederhoffer

Slate's recent profile of writer/speculator, Vic Niederhoffer has been getting some attention from traders and finance types in recent days. I thought we'd take a look at it here too, to offer up some possible educational value from Vic's experiences with trading and loss. Here's an excerpt from Slate's profile of Victor Niederhoffer : " I've enjoyed getting your e-mails. It sounds like you've thought a lot about being wrong. Well, the reason you contacted me, to call a spade a spade, is that I'm sort of infamous for having made a big, notorious, terrible error not once but twice in my market career. Let's talk about those errors. The first was your investment in the Thai baht, which pretty much wiped you out when the Thai stock market crashed in 1997. I made so many errors there it's pathetic. I made one of my favorite errors: "The mouse with one hole is quickly cornered." That is key. There are certain decisions you make in li...

Seth Klarman: Margin of Safety (pdf)

Welcome, readers! Signup for free email updates at the Finance Trends Newsletter . Update: PDF links removed due to DMCA notice. Please see our extensive Klarman book notes below. New visitors, please check the Finance Trends home page for all new posts. Here's something for anyone who has been trying to get a look at Seth Klarman's now famous, and out of print, 1991 investment book, Margin of Safety .  My knowledge of value investing is pretty much limited to what I've read in Ben Graham's The Intelligent Investor (the book which originally popularized the investment concept of a "Margin of Safety"), so check out the wisdom from Seth Klarman and other investing greats in our related posts below. You can also go straight to Ronald Redfield's Margin of Safety book notes .    Related posts: 1. Seth Klarman interviews and Margin of Safety notes     2. Seth Klarman: Lessons from 2008 3. Investing Lessons from Sir John Templeton 4. ...